Banking and Financial Services
We provide sophisticated legal counsel to financial institutions, lenders, borrowers, and fintech companies across a full spectrum of banking and financial services matters. Our team combines deep industry knowledge with pragmatic insight to help clients navigate evolving regulatory frameworks, complex transactions, and risk-sensitive operations in today’s dynamic financial landscape.
We represent clients in both traditional and emerging areas of finance, offering tailored advice on lending, compliance, structured finance, and regulatory obligations. Whether structuring a secured lending facility or navigating cross-border regulatory change, our lawyers are trusted to deliver timely, commercially viable solutions that align with your strategic goals.
Our Banking & Financial Services expertise includes:
- Commercial lending and secured credit transactions
- Syndicated and bilateral loan agreements
- Asset-based lending and project finance
- Equipment financing arrangements
- Loan restructuring and dispute resolution
- Regulatory compliance and licensing
- Regulatory compliance and licensing
- Consumer finance and mortgage regulations
We offer responsive, strategic advice for lenders, borrowers, and financial institutions
Frequently Asked Questions
Q1: What types of lending transactions do you support?
We advise on commercial lending, syndicated and bilateral loans, asset-based financing, equipment leases, and project finance. Our team ensures your agreements are enforceable and aligned with your risk profile
Q2: Can you help restructure a loan or resolve a lending dispute?
A: Yes. We assist lenders and borrowers with loan workouts, refinancing, enforcement strategies, and dispute resolution to protect financial interests.
Q3: Do you advise on fintech and payment systems?
A: Yes. We support fintech startups and established platforms with licensing, compliance, payment processing frameworks, and regulatory navigation.
Q4: How do you support regulatory compliance for financial institutions?
A: We advise on federal and provincial licensing, AML obligations, consumer protection laws, and reporting requirements to ensure full compliance.
Q5: Do you advise borrowers on loan documentation?
A: Definitely. We review loan agreements, security documents, and covenants to ensure clarity, enforceability, and alignment with your financial strategy.
Q6: How do you assist with consumer finance and mortgage regulation?
A: We advise lenders and fintechs on disclosure rules, interest rate compliance, and provincial mortgage legislation.
Q7: Can you help with licensing for new financial products?
A: Yes. We guide you through regulatory applications, compliance frameworks, and legal disclosures for launching financial services.
Q8: What legal risks should fintech startups watch for?
A: Key risks include data privacy, AML compliance, consumer protection, and licensing. We help mitigate these through tailored legal strategies.
Q9: Do you represent both lenders and borrowers?
A: We do. Our balanced approach ensures fair, strategic representation whether you’re extending credit or seeking financing.